Critical Illness Insurance is a specialized coverage that provides a lump sum payment if the policyholder is diagnosed with a critical illness covered by the policy. This financial support is designed to help ease the burden associated with medical expenses and lifestyle changes during recovery.

The specific critical illnesses covered can vary between policies. However, common inclusions are cancer, heart attack, stroke, MS, and major organ transplant. It’s important to review the policy details to understand the comprehensive list of covered conditions.

Upon diagnosis of a covered critical illness, the policyholder receives a lump sum payment. This amount can be used at their discretion, whether for medical expenses, living expenses, or other financial needs during the recovery period.

Yes, Specialized Benefits’ Critical Illness Insurance includes access to Best Doctors, a service that connects you with world-renowned specialists for in-depth medical consultations and treatment recommendations.

Critical Illness Insurance typically has a waiting period known as the survival period. Policyholders need to survive for a specified duration after the diagnosis (usually 30 days) to qualify for the lump sum payout.

Adding Critical Illness Insurance to an existing policy may be possible. Contact our team of expert insurance brokers to discuss your options and tailor a solution that aligns with your current coverage and financial goals.