{"id":693,"date":"2023-12-19T17:27:22","date_gmt":"2023-12-19T17:27:22","guid":{"rendered":"https:\/\/specializedbenefits.amplomedia.com\/assurance-personne-cle\/"},"modified":"2025-02-27T14:59:59","modified_gmt":"2025-02-27T14:59:59","slug":"assurance-personne-cle","status":"publish","type":"page","link":"https:\/\/specializedbenefits.com\/fr\/assurance-personne-cle\/","title":{"rendered":"Assurance personne cl\u00e9"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"693\" class=\"elementor elementor-693 elementor-267\" wpc-filter-elementor-widget=\"1\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28bcadc e-flex e-con-boxed e-con e-parent\" data-id=\"28bcadc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b792bcd e-con-full e-flex e-con e-child\" data-id=\"b792bcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ae1fd elementor-widget elementor-widget-heading\" data-id=\"c7ae1fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assurance personne cl\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dab8bff elementor-widget elementor-widget-text-editor\" data-id=\"dab8bff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Assurer la stabilit\u00e9 de votre entreprise gr\u00e2ce \u00e0 des prestations sp\u00e9cialis\u00e9es<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72a7fd6 e-flex e-con-boxed e-con e-child\" data-id=\"72a7fd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca3d5eb elementor-widget elementor-widget-button\" data-id=\"ca3d5eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/specializedbenefits.com\/nous-contacter\/?lang=fr\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Nous contacter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ed20c3 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"9ed20c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a4bb8c e-flex e-con-boxed e-con e-parent\" data-id=\"1a4bb8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c40654d e-con-full e-flex e-con e-child\" data-id=\"c40654d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4e9cf elementor-widget elementor-widget-heading\" data-id=\"fc4e9cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #000000\">Att\u00e9nuer les risques de l'entreprise gr\u00e2ce \u00e0 l'<\/span>assurance des personnes cl\u00e9s\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abe2a06 elementor-widget elementor-widget-text-editor\" data-id=\"abe2a06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;assurance personne cl\u00e9, \u00e9galement connue sous le nom d&rsquo;assurance \u00ab\u00a0homme cl\u00e9\u00a0\u00bb ou \u00ab\u00a0femme cl\u00e9\u00a0\u00bb, est une police d&rsquo;assurance vie strat\u00e9gique que Specialized Benefits propose aux entreprises de toutes tailles. Cette couverture sp\u00e9cialis\u00e9e est con\u00e7ue pour pr\u00e9server la stabilit\u00e9 financi\u00e8re d&rsquo;une entreprise en cas de perte inattendue d&rsquo;un dirigeant, d&rsquo;un propri\u00e9taire ou d&rsquo;une autre personne indispensable au succ\u00e8s de l&rsquo;entreprise.<\/p>\n<p>Les petites entreprises, en particulier celles dont le propri\u00e9taire ou le fondateur joue un r\u00f4le essentiel, peuvent trouver une grande valeur dans ce type d&rsquo;assurance. Dans le cas malheureux du d\u00e9c\u00e8s de la personne cl\u00e9, l&rsquo;entreprise, en tant que b\u00e9n\u00e9ficiaire, re\u00e7oit un capital d\u00e9c\u00e8s. Ce soutien financier fournit \u00e0 l&rsquo;entreprise les ressources et le temps n\u00e9cessaires pour traverser cette p\u00e9riode difficile, que ce soit en trouvant un rempla\u00e7ant ad\u00e9quat ou en mettant en \u0153uvre des strat\u00e9gies alternatives pour assurer la poursuite du succ\u00e8s de l&rsquo;entreprise.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-021b269 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"021b269\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/specializedbenefits.com\/nous-contacter\/?lang=fr\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Nous contacter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6cd545 e-flex e-con-boxed e-con e-child\" data-id=\"e6cd545\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5df1a5c elementor-widget elementor-widget-image\" data-id=\"5df1a5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"400\" height=\"479\" src=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-1.jpg\" class=\"attachment-large size-large wp-image-427\" alt=\"A woman looks at a laptop in an office setting. Another person sits next to her holding a glass.\" srcset=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-1.jpg 400w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-1-251x300.jpg 251w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e97af8 e-flex e-con-boxed e-con e-parent\" data-id=\"9e97af8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f64169 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"7f64169\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d12e951 elementor-widget elementor-widget-image\" data-id=\"d12e951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"400\" height=\"479\" src=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2.jpg\" class=\"attachment-large size-large wp-image-429\" alt=\"A man and a women have a discussion in a business setting.\" srcset=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2.jpg 400w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2-251x300.jpg 251w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2626fb1 e-con-full e-flex e-con e-child\" data-id=\"2626fb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60f6f96 elementor-widget elementor-widget-heading\" data-id=\"60f6f96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #000000\">Prot\u00e9ger l'avenir de <\/span> votre entreprise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d7c7d elementor-widget elementor-widget-text-editor\" data-id=\"15d7c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsqu&rsquo;il s&rsquo;agit de pr\u00e9server l&rsquo;avenir de votre entreprise, l&rsquo;assurance des personnes cl\u00e9s est un outil important qui vous permet de faire face \u00e0 des d\u00e9fis impr\u00e9vus. Le processus est simple : en tant que chef d&rsquo;entreprise, vous investissez dans une police d&rsquo;assurance-vie pour vos employ\u00e9s cl\u00e9s, en payant les primes et en d\u00e9signant votre entreprise comme b\u00e9n\u00e9ficiaire. Dans le cas malheureux du d\u00e9c\u00e8s d&rsquo;une personne cl\u00e9, le capital d\u00e9c\u00e8s de la police devient une ressource financi\u00e8re cruciale pour votre entreprise.<\/p>\n<p>Il ne s&rsquo;agit pas seulement de se pr\u00e9parer \u00e0 une perte, mais de s&rsquo;assurer que votre entreprise a les moyens de continuer \u00e0 prosp\u00e9rer, m\u00eame en cas de perturbations inattendues. Les fonds de la police peuvent \u00eatre utilis\u00e9s pour couvrir les co\u00fbts li\u00e9s au recrutement, \u00e0 l&#8217;embauche et \u00e0 la formation d&rsquo;un rempla\u00e7ant de la personne cl\u00e9. En outre, il constitue un filet de s\u00e9curit\u00e9 pour divers sc\u00e9narios, tels que le remboursement des dettes, l&rsquo;octroi d&rsquo;indemnit\u00e9s de licenciement aux salari\u00e9s, la distribution de fonds aux investisseurs ou l&rsquo;orchestration d&rsquo;une fermeture ordonn\u00e9e de l&rsquo;entreprise si n\u00e9cessaire. L&rsquo;assurance des personnes cl\u00e9s vous offre des options au-del\u00e0 de la faillite imm\u00e9diate, en vous proposant une approche strat\u00e9gique de la protection financi\u00e8re adapt\u00e9e aux besoins uniques de votre entreprise.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-212db9d elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"212db9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/specializedbenefits.com\/nous-contacter\/?lang=fr\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Nous contacter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b61b6d8 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-child\" data-id=\"b61b6d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d729b97 elementor-widget elementor-widget-image\" data-id=\"d729b97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"400\" height=\"479\" src=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2.jpg\" class=\"attachment-large size-large wp-image-429\" alt=\"A man and a women have a discussion in a business setting.\" srcset=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2.jpg 400w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/12\/SB_Key-Person-Insurance_Image-2-251x300.jpg 251w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bcaf004 e-flex e-con-boxed e-con e-parent\" data-id=\"bcaf004\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-189c155 elementor-widget elementor-widget-heading\" data-id=\"189c155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quemment pos\u00e9es<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b39e9d4 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"b39e9d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-b39e9d4\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"b39e9d4\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"quest-ce-que-lassurance-personne-cl-et-pourquoi-en-ai-je-besoin-pour-mon-entreprise-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1881\"><span class=\"eael-accordion-tab-title\">Qu'est-ce que l'assurance personne cl\u00e9 et pourquoi en ai-je besoin pour mon entreprise ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1881\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"quest-ce-que-lassurance-personne-cl-et-pourquoi-en-ai-je-besoin-pour-mon-entreprise-\"><p>L&rsquo;assurance personne cl\u00e9 est une police d&rsquo;assurance vie que les entreprises souscrivent sur la t\u00eate d&rsquo;un employ\u00e9 essentiel, tel qu&rsquo;un propri\u00e9taire ou un cadre sup\u00e9rieur. Il fournit une protection financi\u00e8re en offrant un capital d\u00e9c\u00e8s \u00e0 l&rsquo;entreprise en cas de d\u00e9c\u00e8s de la personne cl\u00e9. Cette assurance est essentielle car elle aide l&rsquo;entreprise \u00e0 se remettre de l&rsquo;impact financier de la perte d&rsquo;une personne cl\u00e9 dont l&rsquo;absence pourrait affecter de mani\u00e8re significative ses activit\u00e9s.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"qui-peut-tre-considr-comme-une-personne-cl-dans-mon-entreprise-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1882\"><span class=\"eael-accordion-tab-title\">Qui peut \u00eatre consid\u00e9r\u00e9 comme une \"personne cl\u00e9\" dans mon entreprise ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1882\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"qui-peut-tre-considr-comme-une-personne-cl-dans-mon-entreprise-\"><p>Dans une petite entreprise, la personne cl\u00e9 est g\u00e9n\u00e9ralement le propri\u00e9taire, les fondateurs ou les employ\u00e9s cl\u00e9s dont l&rsquo;absence pourrait entra\u00eener un pr\u00e9judice financier important. Pour d\u00e9terminer l&rsquo;\u00e9ligibilit\u00e9, il faut prendre en compte les personnes dont le r\u00f4le est indispensable au fonctionnement quotidien de l&rsquo;entreprise et dont la perte soudaine aurait un impact n\u00e9gatif profond.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"comment-se-droule-la-procdure-dobtention-de-lassurance-personne-cl-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1883\"><span class=\"eael-accordion-tab-title\">Comment se d\u00e9roule la proc\u00e9dure d'obtention de l'assurance \"personne cl\u00e9\" ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1883\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"comment-se-droule-la-procdure-dobtention-de-lassurance-personne-cl-\"><p>Pour souscrire une assurance personne cl\u00e9, l&rsquo;entreprise ach\u00e8te une police d&rsquo;assurance vie sur le(s) employ\u00e9(s) cl\u00e9(s) identifi\u00e9(s), paie les primes et devient le b\u00e9n\u00e9ficiaire de la police. En cas de d\u00e9c\u00e8s de la personne cl\u00e9, l&rsquo;entreprise re\u00e7oit le capital d\u00e9c\u00e8s, ce qui lui apporte un soutien financier pour faire face aux difficult\u00e9s li\u00e9es \u00e0 cette perte.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"les-fonds-de-lassurance-personne-cl-peuvent-ils-tre-utiliss-dautres-fins-que-le-remplacement-de-la-personne-cl-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1884\"><span class=\"eael-accordion-tab-title\">Les fonds de l'assurance personne cl\u00e9 peuvent-ils \u00eatre utilis\u00e9s \u00e0 d'autres fins que le remplacement de la personne cl\u00e9 ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1884\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"les-fonds-de-lassurance-personne-cl-peuvent-ils-tre-utiliss-dautres-fins-que-le-remplacement-de-la-personne-cl-\"><p>Oui, les fonds de l&rsquo;assurance personne cl\u00e9 peuvent \u00eatre polyvalents. En plus de couvrir les co\u00fbts de recrutement, d&#8217;embauche et de formation d&rsquo;un rempla\u00e7ant, l&rsquo;argent peut \u00eatre utilis\u00e9 pour rembourser les dettes, distribuer des fonds aux investisseurs, verser des indemnit\u00e9s de licenciement aux employ\u00e9s ou faciliter une fermeture ordonn\u00e9e de l&rsquo;entreprise si n\u00e9cessaire.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"comment-dterminer-le-montant-de-la-couverture-ncessaire-pour-lassurance-personne-cl-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-1885\"><span class=\"eael-accordion-tab-title\">Comment d\u00e9terminer le montant de la couverture n\u00e9cessaire pour l'assurance personne cl\u00e9 ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1885\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"comment-dterminer-le-montant-de-la-couverture-ncessaire-pour-lassurance-personne-cl-\"><p>Le montant de la couverture n\u00e9cessaire d\u00e9pend de plusieurs facteurs, notamment du r\u00f4le de la personne cl\u00e9, de son impact sur l&rsquo;entreprise et des cons\u00e9quences financi\u00e8res de son absence. Les experts en assurance de Specialized Benefits peuvent vous aider \u00e0 \u00e9valuer ces facteurs et \u00e0 d\u00e9terminer un montant de couverture appropri\u00e9 aux besoins sp\u00e9cifiques de votre entreprise.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"lassurance-personne-cl-convient-elle-uniquement-aux-grandes-entreprises-ou-est-elle-galement-pertinente-pour-les-petites-entreprises-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-1886\"><span class=\"eael-accordion-tab-title\">L'assurance \"personne cl\u00e9\" convient-elle uniquement aux grandes entreprises ou est-elle \u00e9galement pertinente pour les petites entreprises ?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-caret-right\"><\/i><\/div><div id=\"elementor-tab-content-1886\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"lassurance-personne-cl-convient-elle-uniquement-aux-grandes-entreprises-ou-est-elle-galement-pertinente-pour-les-petites-entreprises-\"><p>L&rsquo;assurance des personnes cl\u00e9s s&rsquo;adresse aux entreprises de toutes tailles. Dans les petites entreprises, o\u00f9 le propri\u00e9taire ou quelques personnes cl\u00e9s jouent un r\u00f4le essentiel, la perte de ces personnes peut avoir des cons\u00e9quences consid\u00e9rables. L&rsquo;assurance personne cl\u00e9 offre une protection financi\u00e8re adapt\u00e9e aux besoins et \u00e0 la structure uniques des petites entreprises, offrant un filet de s\u00e9curit\u00e9 en cas de probl\u00e8mes inattendus.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b70f4f0 e-flex e-con-boxed e-con e-parent\" data-id=\"b70f4f0\" data-element_type=\"container\" data-e-type=\"container\" id=\"shareholder-insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f5bfc26 e-flex e-con-boxed e-con e-child\" data-id=\"f5bfc26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d470df elementor-widget elementor-widget-heading\" data-id=\"2d470df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> <span style=\"color: #000000\"> Assurance achat\/vente <\/span><\/br>\nPour que votre entreprise soit en s\u00e9curit\u00e9, quoi qu'il arrive<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41f37a7 elementor-widget elementor-widget-text-editor\" data-id=\"41f37a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsque vous concluez un partenariat commercial, vous savez que des \u00e9v\u00e9nements impr\u00e9vus peuvent survenir et qu&rsquo;ils auront un impact important sur la continuit\u00e9 et la stabilit\u00e9 financi\u00e8re de votre entreprise. Specialized Benefits comprend les complexit\u00e9s qui surviennent lorsque plusieurs partenaires sont impliqu\u00e9s, et nous offrons des solutions sur mesure gr\u00e2ce \u00e0 notre assurance des actionnaires. <\/p>\n<p>Cette couverture sp\u00e9cialis\u00e9e aide \u00e0 prot\u00e9ger les int\u00e9r\u00eats de chaque associ\u00e9 en fournissant un soutien financier dans le cas malheureux du d\u00e9c\u00e8s pr\u00e9matur\u00e9 d&rsquo;un associ\u00e9. Gr\u00e2ce \u00e0 l&rsquo;assurance des actionnaires, votre entreprise b\u00e9n\u00e9ficie d&rsquo;un filet de s\u00e9curit\u00e9 strat\u00e9gique qui garantit une transition en douceur et la pr\u00e9servation de la sant\u00e9 financi\u00e8re de la soci\u00e9t\u00e9 pendant les p\u00e9riodes difficiles. L&rsquo;\u00e9quipe de Specialized Benefits est l\u00e0 pour vous guider dans les m\u00e9andres de la planification de l&rsquo;actionnariat et vous offrir la tranquillit\u00e9 d&rsquo;esprit et la s\u00e9curit\u00e9 pour l&rsquo;avenir de votre entreprise.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b80c3bb elementor-align-center elementor-widget elementor-widget-button\" data-id=\"b80c3bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/specializedbenefits.com\/nous-contacter\/?lang=fr\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Nous contacter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72fcea7 e-flex e-con-boxed e-con e-parent\" data-id=\"72fcea7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0e80554 e-flex e-con-boxed e-con e-child\" data-id=\"0e80554\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12a25f8 elementor-widget elementor-widget-heading\" data-id=\"12a25f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assurance personne cl\u00e9 \n<\/br>Cat\u00e9gories de protection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21c8d41 e-flex e-con-boxed e-con e-child\" data-id=\"21c8d41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ac44fd3 e-flex e-con-boxed e-con e-child\" data-id=\"ac44fd3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d29f3c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6d29f3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Couverture des pertes li\u00e9es au projet<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-008cf78 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"008cf78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b73ecdb elementor-widget elementor-widget-text-editor\" data-id=\"b73ecdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;assurance personne cl\u00e9 offre une protection contre les pertes li\u00e9es \u00e0 des projets sp\u00e9cifiques impliquant une personne cl\u00e9. Qu&rsquo;il s&rsquo;agisse d&rsquo;un projet retard\u00e9 ou d&rsquo;un projet qui doit \u00eatre annul\u00e9 en raison de circonstances impr\u00e9vues, cette couverture permet d&rsquo;att\u00e9nuer les revers financiers et d&rsquo;assurer le succ\u00e8s continu de votre entreprise.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6812e0 e-flex e-con-boxed e-con e-child\" data-id=\"b6812e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91bca72 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"91bca72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protection des int\u00e9r\u00eats des actionnaires et des soci\u00e9t\u00e9s de personnes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3a723e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d3a723e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fed409 elementor-widget elementor-widget-text-editor\" data-id=\"0fed409\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cette cat\u00e9gorie d&rsquo;assurance est sp\u00e9cifiquement con\u00e7ue pour prot\u00e9ger les actionnaires ou les partenaires de votre entreprise. En cas de d\u00e9c\u00e8s d&rsquo;une personne cl\u00e9, les actionnaires ou partenaires survivants peuvent utiliser le produit de l&rsquo;assurance pour racheter les int\u00e9r\u00eats financiers de la personne d\u00e9c\u00e9d\u00e9e, ce qui permet de maintenir la continuit\u00e9 de l&rsquo;entreprise.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6472c5 e-flex e-con-boxed e-con e-child\" data-id=\"f6472c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f77bb81 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f77bb81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assurance de pr\u00eat et de garantie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d38505 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2d38505\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ebf82 elementor-widget elementor-widget-text-editor\" data-id=\"c8ebf82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour les personnes qui se portent garantes de pr\u00eats commerciaux ou de facilit\u00e9s bancaires, l&rsquo;assurance homme-cl\u00e9 offre une couverture \u00e9gale \u00e0 la valeur de la garantie. Cette mesure prot\u00e8ge l&rsquo;entreprise et ses garants, en offrant un soutien financier et en veillant \u00e0 ce que l&rsquo;entreprise puisse poursuivre ses activit\u00e9s sans subir de contraintes financi\u00e8res excessives.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-193335f e-flex e-con-boxed e-con e-child\" data-id=\"193335f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ce719c3 e-flex e-con-boxed e-con e-child\" data-id=\"ce719c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9815b29 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9815b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Protection des b\u00e9n\u00e9fices<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb99575 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fb99575\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1be538 elementor-widget elementor-widget-text-editor\" data-id=\"a1be538\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;assurance personne cl\u00e9 prot\u00e8ge les b\u00e9n\u00e9fices de votre entreprise en compensant les pertes de revenus dues \u00e0 des facteurs tels que la diminution des ventes ou les pertes r\u00e9sultant de retards ou d&rsquo;annulations de projets impliquant une personne cl\u00e9. Cette couverture assure une stabilit\u00e9 financi\u00e8re dans les p\u00e9riodes difficiles.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b714cfd e-flex e-con-boxed e-con e-child\" data-id=\"b714cfd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a19a6f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6a19a6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Remboursement de la dette<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d6ecb4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d6ecb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e3850 elementor-widget elementor-widget-text-editor\" data-id=\"94e3850\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans le cas malheureux du d\u00e9c\u00e8s d&rsquo;une personne cl\u00e9, l&rsquo;assurance personne cl\u00e9 peut \u00eatre utilis\u00e9e pour rembourser les dettes de l&rsquo;entreprise. Ainsi, les responsabilit\u00e9s financi\u00e8res de la personne d\u00e9c\u00e9d\u00e9e ne p\u00e8sent pas sur l&rsquo;entreprise, ce qui permet une transition en douceur et une stabilit\u00e9 financi\u00e8re.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90764cf e-flex e-con-boxed e-con e-child\" data-id=\"90764cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4b971c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e4b971c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Remplacement des salaires<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78e47e1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"78e47e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ccbf72 elementor-widget elementor-widget-text-editor\" data-id=\"0ccbf72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cette cat\u00e9gorie d&rsquo;assurance Personne cl\u00e9 couvre le remplacement du salaire d&rsquo;une personne cl\u00e9 en cas de d\u00e9c\u00e8s. Elle apporte le soutien financier n\u00e9cessaire \u00e0 l&#8217;embauche et \u00e0 la formation d&rsquo;un rempla\u00e7ant, ce qui permet \u00e0 l&rsquo;entreprise de poursuivre ses activit\u00e9s sans interruption.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50b315d e-flex e-con-boxed e-con e-parent\" data-id=\"50b315d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07529d3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07529d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #000000\">Veillez \u00e0 ce que l'h\u00e9ritage de votre entreprise <\/span>\nperdure<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77ecf02 e-flex e-con-boxed e-con e-child\" data-id=\"77ecf02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25df410 e-flex e-con-boxed e-con e-child\" data-id=\"25df410\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3cd2bab e-flex e-con-boxed e-con e-child\" data-id=\"3cd2bab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a14f72 elementor-widget elementor-widget-text-editor\" data-id=\"1a14f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prot\u00e9gez votre entreprise contre les perturbations inattendues en investissant dans une assurance personne cl\u00e9. Cela permet \u00e0 votre entreprise de traverser les transitions en douceur et de poursuivre ses activit\u00e9s sans subir de revers importants.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-667674d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"667674d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-574fa58 e-flex e-con-boxed e-con e-child\" data-id=\"574fa58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f7ac4f elementor-widget elementor-widget-text-editor\" data-id=\"6f7ac4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sauvegarder les int\u00e9r\u00eats financiers des actionnaires ou des partenaires, en favorisant la stabilit\u00e9 et l&rsquo;unit\u00e9 au sein de votre entreprise. L&rsquo;assurance homme-cl\u00e9 facilite le transfert de ces int\u00e9r\u00eats, ce qui permet \u00e0 votre entreprise de prosp\u00e9rer.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02dbb67 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"02dbb67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92a6ead e-flex e-con-boxed e-con e-child\" data-id=\"92a6ead\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bfbee1b e-flex e-con-boxed e-con e-child\" data-id=\"bfbee1b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ddec48 elementor-widget elementor-widget-text-editor\" data-id=\"6ddec48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Minimiser les risques financiers li\u00e9s aux pr\u00eats ou aux garanties accord\u00e9s aux entreprises. L&rsquo;assurance homme-cl\u00e9 constitue un filet de s\u00e9curit\u00e9 qui s&rsquo;aligne sur la valeur des garanties, assurant ainsi la r\u00e9silience financi\u00e8re de votre entreprise.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bc9e7f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2bc9e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24d912c e-flex e-con-boxed e-con e-child\" data-id=\"24d912c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89bfb9f elementor-widget elementor-widget-text-editor\" data-id=\"89bfb9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En cas d&rsquo;absence d&rsquo;une personne cl\u00e9, l&rsquo;assurance personne cl\u00e9 fournit les moyens financiers n\u00e9cessaires pour recruter, embaucher et former rapidement un rempla\u00e7ant ad\u00e9quat, ce qui permet de maintenir la vitalit\u00e9 de votre \u00e9quipe.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa3609d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"aa3609d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d19260b e-flex e-con-boxed e-con e-child\" data-id=\"d19260b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e8c8136 e-flex e-con-boxed e-con e-child\" data-id=\"e8c8136\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b06f14 elementor-widget elementor-widget-text-editor\" data-id=\"9b06f14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e9bloquer des options financi\u00e8res au-del\u00e0 de la faillite imm\u00e9diate. Gr\u00e2ce \u00e0 l&rsquo;assurance homme-cl\u00e9, votre entreprise gagne en flexibilit\u00e9, ce qui vous permet de mettre en \u0153uvre des d\u00e9cisions strat\u00e9giques, de distribuer des fonds ou de mettre fin \u00e0 vos activit\u00e9s en douceur.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12b230c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"12b230c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae3ce04 e-flex e-con-boxed e-con e-child\" data-id=\"ae3ce04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6fee49 elementor-widget elementor-widget-text-editor\" data-id=\"f6fee49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Renforcer la confiance et la s\u00e9curit\u00e9 de votre entreprise. L&rsquo;assurance des personnes cl\u00e9s instaure la confiance entre les parties prenantes, d\u00e9montrant ainsi votre engagement \u00e0 faire preuve de r\u00e9silience et \u00e0 vous pr\u00e9parer \u00e0 relever des d\u00e9fis impr\u00e9vus.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08629aa elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"08629aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d5f54d e-flex e-con-boxed e-con e-parent\" data-id=\"9d5f54d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1214af elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f1214af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #000000\">Voyez ce que les autres disent de<\/span>\nSpecialized Benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9ebe22 elementor-testimonial--layout-image_above elementor-testimonial--skin-default elementor-testimonial--align-center elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"c9ebe22\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Diapositives\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>Je suis propri\u00e9taire d'une petite entreprise et j'ai fait appel \u00e0 Rhett pour mes prestations et celles de mes employ\u00e9s. Rhett et son \u00e9quipe sont tr\u00e8s efficaces, tr\u00e8s comp\u00e9tents et ont permis \u00e0 tous les membres de mon \u00e9quipe d'obtenir la couverture qui leur convenait parfaitement ! Nous avons \u00e9t\u00e9 tellement satisfaits que j'ai fait appel \u00e0 eux pour mon assurance-vie et celle de ma femme. A recommander vivement !<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Michael E.<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>Le personnel de Specialized Benefits a \u00e9t\u00e9 tr\u00e8s serviable et patient en posant nos questions et en nous guidant dans le processus de recherche de l'option d'assurance vie qui nous convenait le mieux.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Trevor T.<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p>Je travaille avec les personnes formidables de Specialized Benefits depuis 8 ans et ils ont toujours d\u00e9pass\u00e9 mes attentes. Ils sont tr\u00e8s professionnels, r\u00e9pondent \u00e0 toutes les questions ou pr\u00e9occupations et expliquent tout ce qu'il faut savoir sur les prestations de groupe et de sant\u00e9, l'assurance vie et l'assurance invalidit\u00e9, et plus encore. Je recommanderais volontiers Rhett et son \u00e9quipe \u00e0 toute ma famille et \u00e0 tous mes amis.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Janet Z.<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Pr\u00e9c\u00e9dent\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Suivant\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ff52da e-flex e-con-boxed e-con e-parent\" data-id=\"8ff52da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-829e204 e-flex e-con-boxed e-con e-child\" data-id=\"829e204\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-17959f7 e-flex e-con-boxed e-con e-child\" data-id=\"17959f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a2030e elementor-widget elementor-widget-google_maps\" data-id=\"5a2030e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=2016%20Sherwood%20Dr%2C%20Sherwood%20Park%2C%20AB%20T8A%203X3&#038;t=m&#038;z=10&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"2016 Sherwood Dr, Sherwood Park, AB T8A 3X3\"\n\t\t\t\t\taria-label=\"2016 Sherwood Dr, Sherwood Park, AB T8A 3X3\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2df75b e-flex e-con-boxed e-con e-child\" data-id=\"d2df75b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-57d4878 e-flex e-con-boxed e-con e-child\" data-id=\"57d4878\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d05e3d elementor-widget elementor-widget-heading\" data-id=\"9d05e3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Adresse<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-903a31c elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"903a31c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>#15, 2016 Sherwood Drive, Sherwood Park, AB T8A 3X3<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-99a7760 e-flex e-con-boxed e-con e-child\" data-id=\"99a7760\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3870a18 elementor-widget elementor-widget-heading\" data-id=\"3870a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2beb4a elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f2beb4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9l\u00e9phone : 780-416-7911 780-416-7911<br \/>Email:info@specializedbenefits.com<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d5a736 e-flex e-con-boxed e-con e-child\" data-id=\"5d5a736\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46a94c0 elementor-widget elementor-widget-heading\" data-id=\"46a94c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Heures d'ouverture<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb8144 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3fb8144\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lundi : 9h00 &#8211; 17h00<br \/>Mardi : 9h00 &#8211; 17h00<br \/>Mercredi : 9h00 &#8211; 17h00<br \/>Jeudi : 9h00 &#8211; 17h00<br \/>Vendredi : 9h00 &#8211; 17h00<br \/>Samedi : Ferm\u00e9<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b84a0c e-con-full e-flex e-con e-parent\" data-id=\"4b84a0c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9b9262 elementor-widget elementor-widget-image\" data-id=\"f9b9262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"331\" src=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-1024x424.png\" class=\"attachment-large size-large wp-image-415\" alt=\"Man and woman smiling with their arms out in a field. The sun is setting in the distance and a little girl sits on the man&#039;s shoulders\" srcset=\"https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-1024x424.png 1024w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-300x124.png 300w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-768x318.png 768w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-1536x636.png 1536w, https:\/\/specializedbenefits.com\/wp-content\/uploads\/2023\/11\/Footer-Image-1-2048x848.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Assurance personne cl\u00e9 Assurer la stabilit\u00e9 de votre entreprise gr\u00e2ce \u00e0 des prestations sp\u00e9cialis\u00e9es Nous contacter Att\u00e9nuer les risques de l&rsquo;entreprise gr\u00e2ce \u00e0 l&rsquo;assurance des personnes cl\u00e9s L&rsquo;assurance personne cl\u00e9, \u00e9galement connue sous le nom d&rsquo;assurance \u00ab\u00a0homme cl\u00e9\u00a0\u00bb ou \u00ab\u00a0femme cl\u00e9\u00a0\u00bb, est une police d&rsquo;assurance vie strat\u00e9gique que Specialized Benefits propose aux entreprises de toutes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-693","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance personne cl\u00e9 - Prestations sp\u00e9cialis\u00e9es<\/title>\n<meta name=\"description\" content=\"L&#039;assurance personne cl\u00e9 (ou homme\/femme cl\u00e9) est propos\u00e9e aux entreprises de toutes tailles par Specialized Benefits. 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